CGHAP Guide: Heat Pump Funding in Newfoundland
What CGHAP is and how it's different from a typical rebate
CGHAP is designed to remove upfront cost barriers by offering no-cost retrofits delivered via a direct-install approach.
Two important implications for homeowners:
- You won't buy first and claim later. The program is meant to minimize out-of-pocket spending.
- The federal government is rolling the program out in partnership with the provinces/territories.
Eligibility for lower-income households
At the federal level CGHAP is described as serving low-to-median-income homeowners and tenants, but the federal CGHAP page does not publish a single Canada-wide income cutoff. Instead what qualifies as low-to-median-income is decided by the provincial/territorial governments.
For context on how income eligibility is often handled in these federal/provincial partnership programs the similar Home Energy Savings Program (HESP) run by the Newfoundland and Labrador Housing Corporation lists eligibility for homeowners with annual incomes of $42,500 or less. The eligibility cutoff for CGHAP is likely to be in the same ballpark.
What costs are covered for heat pumps
CGHAP coverage
The most important published point is that CGHAP is intended to cover the full cost of recommended retrofits, meaning participants will not be asked to pay out of pocket.
Application steps, timeline, and common caveats
How to apply for CGHAP
The federal government says households must apply through the relevant provincial/territorial program once it's available, and the federal government is not accepting household applications for CGHAP. As of February 2026 Newfoundland has not published an application process for CGHAP.
Newfoundland and Labrador reality check: heat-pump funding that already exists
Because CGHAP is not yet active in Newfoundland and Labrador it's helpful to know what's already on the table today for many lower-income households, especially if you heat with oil.
The takeCHARGE - Oil to Electric rebate program offers up to $22,000 for income-qualified homes, and up to $9,000 to those above the income qualification threshold, to replace primary oil heating systems with a heat pump. See our rebates page for more information.
FAQ
Can I get a whole heat pump paid for?
CGHAP is designed so eligible households are not asked to pay out of pocket and the full cost of recommended retrofits is covered.
Is this available here in Newfoundland?
As of Feb 27, 2026 the provincial government has not yet published an application process for the CGHAP program.
Do I need a certified installer?
This will be announced when the provincial government opens their application process, however similar programs have required qualified installers such as MER Sales & Services.